Finding Prices and Info on Home Insurance

I am about to buy a house, but I have to take care of some things before I do that. One of the big things that I need to do, is to figure out my home insurance situation. I have no idea which company will be the best for home insurance, and offer the best deals. I have been on the Internet, looking for helpful information, and I have came across, http://homeinsurance-deals.com/. It is a site that is for comparing different deals on home insurance.

I want to get a good policy, that has a good amount of coverage. When I was growing up, my parents house was damaged in an accident, and it turned out that the damages were not covered. It was pretty devastating financially, and I can still remember how upset my father was about the whole situation. I am rather sure that he did not even realize that he was lacking in coverage.

Even though that dreadful thing happened to my parents, I do not remember exactly why they were not covered. Further, I have never owned a house before, and I do not know enough about coverage in general. I need to figure out what my liability would be like for different types of accidents and possible damages. For example, what would be covered if someone were to wreck their car into my house? Hopefully, they would not be able to sue me for their injuries in such a situation. But I would not be surprised, if they could, because the American judicial system works in strange ways at times. Anyway, there are a lot of questions that I have, so I am going to get about to finding some answers. Then maybe, I will be in a position to pick a good policy for my house.